Accommodation in Maldives

So, you’ve finally decided to treat yourself to a Maldives getaway (great choice, by the way). But now you’re stuck at that classic travel question: “Should I stay on a local island or splurge on a fancy private resort?”

Where to Stay in Maldives? Here’s the Real Deal on Local Islands vs Private Resorts

So, you’ve finally decided to treat yourself to a Maldives getaway (great choice, by the way). But now you’re stuck at that classic travel question:

“Should I stay on a local island or a fancy private resort?”

If you’ve been scrolling through Instagram, you’ve probably seen both those stunning overwater villas and the budget-friendly beaches on Maafushi. But what’s actually the difference? And which one is right for you?

Let’s break it down: no travel jargon, just straight-up facts, pros, cons, and some honest advice.

Local Islands vs Private Resorts: What’s the Difference?

Local Islands (like Maafushi or Thulusdhoo):

These are places where Maldivians actually live. You’ll find guesthouses, small hotels, local shops, and lots of real culture. It’s laid-back, budget-friendly, and perfect if you like connecting with locals and exploring.

Private Resorts (like Sun Siyam or Adaaran):

These are exclusive islands turned into full-on luxury playgrounds. Think overwater villas, butlers, floating breakfasts, and total privacy. You don’t even see locals unless they’re staff. It’s like being on your own little island bubble.

Budget vs Luxury – What Fits Your Wallet?

If you’re traveling on a budget or in a group, local islands are awesome. You can get a clean, comfy room for under $100 a night. Food’s affordable, tours are cheaper, and you still get that dreamy Maldives water.

But if you’re coming for your honeymoon or anniversary or just want to spoil yourself, private resorts are worth every rupee. You’ll pay more than $300 to $1000+ per night — but you get insane views, service, and amenities.

Accommodation Vibes – What’s the Stay Like?

On local islands, you’ll stay in guesthouses or small hotels. Most are well-kept and have AC, Wi-Fi, and breakfast. Some even have rooftop dining or cute beach access.

Private resorts? That’s a whole different game. With overwater villas, private pools, beach hammocks, and oceanfront bathtubs, it’s literally like living inside a screensaver.

What’s the Experience Like?

On a local island, you’ll eat at local cafés, meet friendly shopkeepers, and maybe even play football with local kids. It’s real, raw, and chill. You’ll feel part of something.

In a resort, it’s all about pampering. You’ll be waited on, sip mocktails on a sun lounger, and lose track of time. You might not even leave the island (and that’s okay too).

Activities – Is There a Big Difference?

Actually, both give you access to epic things like:

• Snorkeling with turtles 🐢
• Visiting sandbanks
• Sunset dolphin cruises 🐬
• Scuba diving or island hopping

The only differences are price and who you book it with. On local islands, tour shops offer great deals. Resorts usually include it in packages or offer it at premium rates.

Culture, Rules & Dress Codes

This is important. Maldives is a Muslim country, and local islands follow cultural norms.

• Dress modestly in public (bikinis only on Bikini Beach)
• No alcohol is served
• Respect for local customs is a must

On resorts, it’s a whole different story. Bikinis, cocktails, and beach parties — go wild. Resorts are more relaxed, like a separate tourism bubble.

How Do You Get There?

• Local islands: Speedboat from Malé — cheap, quick, and fun. Some islands also have public ferries if you’re really on a budget.
• Private resorts: Most include airport transfers, but some require domestic flights or seaplanes (which can add $200+ to your cost).

So, What’s the Best Option?

Honestly, the best choice is to try both — stay on a local island first, then enjoy a few nights at a private resort.

You can start your trip with fun activities, explore the local island, and enjoy local food. After that, move to a private island resort where you can relax, enjoy the luxury, and spend quality time with your partner.

If you like that idea, our 4-Day Maldives Honeymoon Package is made just for you. It includes both local island and private resort stays, so you get the whole Maldives experience in one trip.

It’s the perfect mix of fun and relaxation — and it’s easy because we’ve planned everything for you!

🙋 Frequently Asked Questions (FAQs)

1. What’s the difference between local islands and private resorts?

Local islands have guesthouses and hotels where locals live. Private resorts are luxury islands with villas, pools, and all-inclusive services.

2. Which is better for a honeymoon – the local island or a resort?

Both are great! For budget-friendly romance, local islands are ideal. For a luxury honeymoon, private resorts are unbeatable. You can even combine both.

3. Do local islands stay safe and clean?

Yes, very safe and clean. Most guesthouses are well-maintained, with friendly hosts and good facilities like AC, hot showers, and Wi-Fi.

4. Can I wear a bikini on a local island?

Only at designated “bikini beaches.” In public areas, modest dress is expected to respect local culture.

5. Do resorts have private beaches?

Yes, most private resorts have their own beaches, and some even offer private pools or beach access from your villa.

6. Is alcohol available on local islands?

No, alcohol is not served on local islands. However, some islands have floating bars or you can visit a resort for drinks.

7. How much does accommodation cost in Maldives?

Local guesthouses cost $40–$100 per night, while resorts, depending on the luxury level, can cost $300 to over $1000 per night.

8. Can I split my stay between a guesthouse and a resort?

Yes! Many travelers stay a few nights on a local island and then move to a resort — it’s a popular option, and we offer packages like that.

9. What types of rooms are available at resorts?

Resorts offer overwater villas, beach bungalows, garden rooms, and even rooms with private pools or ocean views.

10. Is it worth paying extra for an overwater villa?

If you want a once-in-a-lifetime experience — yes! The view, the privacy, and the direct lagoon access make it unforgettable.

11. Do I need to book in advance?

Yes, especially during high season (November to April). Resorts and even guesthouses fill up fast, so early booking is best.

12. Do local islands have good internet and mobile coverage

Yes, most guesthouses have decent Wi-Fi. You can also buy a local SIM card for data.

13. Is food included in the accommodation price?

Some places offer free breakfast; others offer full board or all-inclusive options. Always check what’s included before booking.

14. Can I cook my own food at guesthouses?

Usually, no, but many guesthouses have restaurants or can arrange custom meals if you have dietary preferences.

15. Which island is best for a budget stay?

Maafushi, Thulusdhoo, and Dhigurah are great for budget-friendly guesthouses with good beaches, activities, and dining options.