Currency of Indonesia

What Is the Currency of Indonesia?

Indonesia’s official currency is the Indonesian Rupiah, which is written as IDR (short for Indonesian Rupiah) and locally known as “Rupiah” or “Rp.”

• Currency name: Indonesian Rupiah

• Currency code: IDR

• Symbol: Rp

So if you see prices like Rp 50,000, it means 50,000 Rupiah. Don’t panic — the numbers are high, but the value is not! Rp 50,000 is about NPR 430–450, depending on the exchange rate.

What Do Indonesian Rupiah Notes Look Like?

Indonesian money comes in colorful banknotes and coins, with beautiful designs that show famous Indonesian heroes and landmarks.

Common banknotes in Indonesia:

• Rp 1,000

• Rp 2,000

• Rp 5,000

• Rp 10,000

• Rp 20,000

• Rp 50,000

• Rp 100,000

Each note has a different color and size. The Rp 100,000 note is red and is the largest in value. You’ll use this for hotels, tours, and fancy restaurants.

Coins:

• Rp 100

• Rp 200

• Rp 500

• Rp 1,000

Most people don’t use coins often. They’re used for small purchases like snacks or parking.

Currency Conversion: How Much is 1 NPR in IDR?

Currency rates change every day, but here’s a rough idea:

• 1 NPR = 115–125 IDR (approx)

• Rp 100,000 = NPR 850–900

So when you see big prices in Rupiah, remember it’s not as expensive as it looks. Bali prices might look like millions — but it’s normal.

Quick Examples:

Where Can You Exchange Money in Indonesia?

There are many ways to exchange your Nepali Rupees or foreign currency for Indonesian Rupiah:

1. Money Changers

• Found in Bali, Jakarta, and tourist areas.

• Look for authorized money changers with “Licensed” signs.

• Always count your money carefully before you leave the counter.

2. Banks

• Banks give decent rates but are slower.

• You’ll need your passport.

• Open on weekdays during business hours.

3. Airport Money Exchange

• Easy and fast.

• Rates are usually not the best. Good for small amounts only.

4. ATMs

• Best for withdrawing cash directly.

• Use international debit or credit cards (Visa/Mastercard).

• Most ATMs have an English option.

• Be careful of ATM withdrawal limits and bank charges.

💡 Pro Tip: If you are carrying US Dollars, it’s easier to exchange in Indonesia. Most money changers accept USD and offer better rates.

Can You Use Credit or Debit Cards?

Yes, you can use cards in Indonesia — but mostly in big cities or tourist places.

• Hotels, restaurants, malls, and airport stores accept cards.

• Local shops, markets, and taxis prefer cash.

• Always carry small notes for daily use.

Make sure to inform your bank before traveling, so your card works overseas.

How Much Cash Should You Carry?

It depends on your travel style and package. Here’s a rough guide for daily spending in Indonesia:

• Budget travelers: NPR 2,500–4,000 per day

• Mid-range honeymoon: NPR 5,000–7,000 per day

• Luxury travelers: NPR 10,000+ per day

💡 Important: Don’t carry too much cash at once. Keep some in your hotel locker, and only take what you need for the day.

Tips to Avoid Money Scams in Indonesia

While Indonesia is tourist-friendly, you should still stay alert. Here’s how to avoid currency scams:

1. Avoid shady money changers that offer very high rates – they might trick you.

2. Always count your money in front of the cashier.

3. Don’t accept torn or damaged notes – many shops won’t take them.

4. Be aware of zeroes – Rp 10,000 vs. Rp 100,000 can be confusing.

5. Use Google’s currency converter app to double-check values.

Can You Bring Indonesian Rupiah From Nepal?

It’s better to carry USD or INR from Nepal and exchange it in Indonesia.
Indonesian Rupiah is not commonly available in Nepali currency exchanges.

If your package includes support (like our Indonesia tour package), the travel team can guide you on currency matters step-by-step.

ATMs and Bank Charges in Indonesia

• Most ATMs in Indonesia allow withdrawals up to Rp 2,000,000–3,000,000 per transaction.

• Foreign cards may be charged NPR 500–700 per transaction as an international fee.

• Look for ATMs with Visa/Mastercard logos.

• Avoid using random standalone ATMs on streets — use ones in malls or bank branches.

Do You Need to Tip in Indonesia?

Tipping is not required, but it’s a kind gesture.

• Restaurants: 5–10% if service is good

• Drivers or guides: Rp 20,000–50,000 (NPR 170–450)

• Hotel staff: Small tips are appreciated

It’s always nice to say thank you with a little extra!

Quick Summary for Nepali Travelers

• Currency: Indonesian Rupiah (IDR)

• Exchange: Use USD or card, convert on arrival

• Best Way: Use ATM for safety and convenience

• Daily Budget: From NPR 3,000–10,000 depending on style

• Apps to Use: Google Currency, Grab (for taxis), Traveloka (for deals)

• Stay Safe: Avoid street changers, count cash, keep receipts

1. What is the currency of Indonesia?

The currency of Indonesia is called the Indonesian Rupiah, written as IDR or Rp.

2. What does Rp mean in Indonesian prices?

“Rp” is the symbol for Rupiah. For example, Rp 50,000 means 50,000 Rupiah.

3. Is 100,000 Rupiah a lot of money?

Not really. Rp 100,000 is about NPR 850–900, which is enough for a simple meal or taxi ride.

4. Can I use Nepali Rupees in Indonesia?

No, Nepali Rupees are not accepted in Indonesia. You need to exchange your money into Indonesian Rupiah.

5. Where can I exchange money in Indonesia?

You can exchange money at the airport, money changers, banks, or withdraw Rupiah from ATMs.

6. Should I carry cash or use a card in Indonesia?

Carry both. Big hotels accept cards, but local markets and shops prefer cash.

7. Is it better to exchange money in Nepal or Indonesia?

It’s better to carry USD or use an international ATM card and exchange or withdraw cash in Indonesia for better rates.

8. How much is 1 Nepali Rupee in Indonesian Rupiah?

1 NPR is roughly 115–125 IDR, but rates change daily.

9. What is the best currency to carry from Nepal?

Carry USD for the best exchange options in Indonesia.

10. Are there ATMs in Bali and Jakarta?

Yes, ATMs are widely available in tourist areas and malls across Indonesia.

11. Can I use my Nepali bank card in Indonesia?

You can use international Visa or Mastercard debit/credit cards. Check with your bank first.

12. Are there any ATM fees for Nepali cards?

Yes, foreign cards may be charged NPR 500–700 per withdrawal by your home bank.

13. What is the daily withdrawal limit from Indonesian ATMs?

Most ATMs allow withdrawals of Rp 2,000,000–3,000,000 per transaction.

14. What should I avoid when exchanging money in Indonesia?

Avoid unlicensed money changers offering unusually high rates. Always count your money before leaving.

15. Can I get scammed while exchanging currency in Bali?

Yes, scams happen. Use trusted money changers, check licenses, and count money carefully.

16. What denominations are common in Indonesia?

You’ll often use Rp 10,000, Rp 20,000, Rp 50,000, and Rp 100,000 notes.

17. Should I tip in Rupiah or USD?

Always tip in Rupiah, as it’s the local currency and easier for locals to use.

18. How much daily cash should I carry in Indonesia?

Carry enough for a day: around Rp 300,000–600,000 (NPR 2,500–5,000), depending on your plan.

19. What if I lose my cash or card?

Keep emergency contact numbers and some backup cash or cards stored safely in your hotel room.

20. Will Gomayu help with currency guidance during the trip?

Yes! If you’re booking an Indonesia tour package, we’ll guide you through currency tips, exchange support, and everything you need.